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Lick Mill Creek Apartments v. Chicago Title Ins. Co. (1991)
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These forms were the result of a multi-year process to update, improve and address issues with the policies. The policies include more express insuring clauses, integrate coverage found in endorsements and address many concerns of customer groups. The wording has been improved with more definitions and affirmative statements rather than exceptions within exclusions. Nevertheless, for many sophisticated consumers of title insurance, the forms of policy were preferred to the policies, and the policies were not widely accepted if the forms were available. For these insureds, the more relevant comparison is with the policies. The ALTA estimates that the policies will be adopted and available for use in all states by spring Also, although the older forms may not necessarily be withdrawn as approved forms in a state, they will become generally less available as the title companies try to move their customers to the new forms.
Lick Mill Creek Apartments v. Chicago Title Insurance Co.
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In Liberty National Enterprises, L. Chicago Title Ins. Stewart Title Guaranty Co.